At Injury Assist Helpline, we stand by you on your journey to fair compensation.

What Is Public Liability?

Public liability refers to the legal duty individuals, businesses, and organisations have to take reasonable care for the safety of others. If someone is injured due to a failure to meet this duty, they may be entitled to compensation under law.

Understanding Public Liability in More Detail

Public liability applies when someone is injured in a public or shared space due to another's failure to take reasonable care. This duty can fall on anyone responsible for spaces used by others — such as businesses, landlords, councils, or event organisers.

If that duty is breached — for example, by not fixing a hazard or providing a warning — and someone is injured, they may be entitled to claim compensation.

Two key laws govern public liability claims:

The Civil Liability Act 2003 (Qld) outlines what counts as negligence and how liability is determined.

The Personal Injuries Proceedings Act 2002 (Qld) sets the process for making a public liability claim, including notice requirements and strict time limits.

  • A duty of care was owed
  • That duty was breached
  • The breach caused the injury
  • It resulted in physical, emotional, or financial harm

The Support You Need

We believe everyone should have access to quality legal help, regardless of finances. That's why we offer a No Win, No Fee arrangement: so you won't pay our legal fees unless we secure compensation on your behalf.

How Injury Assist Helpline Can Help

Whether your accident occurred on open water, a commercial tour, or during recreational activities involving boats or jet skis, our team has experience dealing with the unique challenges of marine injury claims. We'll guide you through every step, from initial advice to final resolution, ensuring your rights are protected and your claim is properly managed.

No-obligation consultation and No Win, No Fee representation.

We prepare and submit all legal documents and manage time limits.

Incident reports, witness statements, medical records, and expert reports.

Independent medical assessments to support your claim value.

We negotiate with insurers and represent you in court if required.

Where Does Public Liability Apply?

Public liability applies in a wide range of everyday situations, not just in traditional “public” spaces, but also in privately owned locations that are accessible to the public. If a person or organisation fails to take reasonable care in maintaining a safe environment, and someone is injured as a result, public liability law may apply.

  • Retail stores and shopping centres – e.g. slipping on an unmarked wet floor
  • Cafés, pubs, or restaurants – e.g. burns, falls, or broken furniture
  • Public parks, footpaths, and playgrounds – e.g. unsafe equipment or poorly maintained surfaces
  • Events or festivals – e.g. injuries caused by crowding, staging, or lack of security
  • Rental properties and short-stay accommodation (Airbnbs, holiday homes) – e.g. loose handrails, damaged stairs
  • Gyms, pools, or fitness centres – e.g. faulty equipment or slippery surfaces
  • Public transport stations or vehicles – e.g. tripping hazards or platform incidents
  • Private or commercial boats – e.g. unsafe boarding conditions or equipment failures

These are just examples — the key legal question is always: Was there a duty of care, and was it breached in a way that caused avoidable injury?

What Is Public Liability Insurance?

While public liability refers to a legal duty to prevent harm, public liability insurance is a financial product that protects businesses and individuals if a claim is made against them.

Most businesses — and many property owners — carry public liability insurance. This means that if someone is injured and successfully claims compensation, it is usually the insurer, not the individual or company, that pays the settlement.

  • Compensation for injuries or death to third parties
  • Damage to third-party property
  • Legal defence costs
  • Settlement amounts or court-ordered payouts

  • Injuries to employees (covered by WorkCover)
  • Product recalls
  • Criminal acts or intentional harm
  • Damage involving aircraft or asbestos

Even though your injury claim is against the person or business who caused the harm, you're often dealing with their insurer, which means:

  • The insurer will assess whether negligence occurred
  • They may dispute liability or reduce the claim value
  • Legal advice helps ensure fair treatment and full entitlements

Common Public Liability Scenarios

Public liability law applies to a wide range of real-world situations, often where a person is injured in a public, commercial, or shared space due to someone else's failure to take reasonable care.

Examples of public liability incidents include:

A shopper slips on a recently mopped floor with no warning signage.

A person is bitten by an off-leash dog in a park where leash rules apply.

A guest falls through a rotted balcony railing that wasn't repaired.

A child is injured on broken equipment that should have been repaired.

A person is injured by unstable staging.

A commuter trips over damaged flooring on a bus platform.

Important: These are examples only. Compensation is not guaranteed and depends on whether legal requirements such as negligence, duty of care, and evidence can be proven. Speaking with a personal injury lawyer is strongly recommended.

Who Can Be Held Liable Under Public Liability Law?

If you're injured in a public or publicly accessible space due to unsafe conditions, the person or organisation legally responsible is usually the one who owns, manages, or controls the area.

While this party may be legally liable, their public liability insurance will often cover the financial cost of a compensation claim.

  • Business owners
  • Landlords or rental property managers
  • Event organisers or venue operators
  • Local councils (in some infrastructure cases)
  • Schools, tourism operators, or recreational providers

There is an important distinction between who is legally responsible and who is financially liable.

  • The owner or occupier usually owes the legal duty of care
  • Compensation is often paid by their public liability insurer

  • Home & contents insurance
  • Landlord insurance
  • Business liability insurance
  • Public liability policies

If you're unsure who to claim against, our team can assess your situation and protect your rights under law.

If you're unsure who may be responsible for your injury or how your claim should be handled, speak with our team at Injury Assist Helpline.

What Evidence Is Needed to Make a Public Liability Claim?

To succeed in a public liability claim, it's not enough to show that an accident occurred — you must also prove that someone else's negligence caused your injury.

The more detailed and timely your evidence, the stronger your claim. Common types of evidence include:

GP or hospital records, treatment plans, and medical assessments.

Images showing the hazard, scene, or injuries.

Statements or contact details of people who saw the incident.

Reports completed at stores, venues, or council facilities.

Payslips, invoices, tax records, and medical expenses.

Independent medical or safety expert assessments when required.

Time Limits for Public Liability Claims

Strict timeframes apply to public liability claims. If these deadlines are missed, you may lose your right to claim compensation, so it's important to seek legal advice as early as possible.

Key time limits to be aware of:

You must provide written notice to the person or organisation you believe is responsible:

  • Within 9 months of the date of injury, or
  • Within 1 month of instructing a lawyer to act on your behalf — whichever comes first.

You must start court proceedings within 3 years of the date of injury. Failing to do so may permanently bar your claim.

In some cases, it may be possible to apply for an extension. However, extensions are limited and require valid justification. If you're unsure how the time limit applies to your situation, our team can review your circumstances and provide clear guidance.

Frequently Asked Questions About Public Liability

Yes. Under Civil Liability Act 2003, contributory negligence may reduce the amount of compensation you receive, but it does not necessarily prevent you from making a claim. The court (or insurer) will assess what portion of the incident was your fault and adjust your compensation accordingly.

Not exactly. Public liability is one type of personal injury claim. It refers specifically to injuries caused by someone else's negligence in a public or accessible space. Other types of personal injury claims include workplace injuries and motor vehicle accidents, which are handled under different legal schemes.

Yes. A parent or legal guardian can bring a public liability claim on behalf of an injured child. Special rules apply to limitation periods for minors, so it's best to seek legal advice as soon as possible.

Possibly. While it's always best to report the incident immediately (e.g. to a store or council), failing to do so doesn't automatically disqualify your claim. You'll need other forms of evidence, such as medical records, witness statements, or photographs.

You can still make a claim directly against the at-fault party. However, if they are uninsured and cannot pay, it may be more difficult to recover compensation. This is why having legal advice early is important to assess the viability of proceeding.

It's not mandatory, but strongly recommended. Public liability claims involve strict legal processes, negotiations with insurers, and the need for strong evidence. An experienced public liability lawyer can help protect your rights and improve your chances of a successful outcome.

Our Promise to Clients

Helping Clients secure fair compensation is more than a slogan—it's our guiding principle. We believe everyone deserves high-quality legal support, regardless of their situation. Whether you've experienced a workplace injury (WorkCover), a motor vehicle accident (CTP claim), TPD-related issues, or another personal injury, our team will walk you through the legal process so you understand your rights and options at every turn.

The legal system can feel overwhelming, but it doesn't have to be. We break down each phase of your claim into clear, practical advice tailored to you, ensuring you're never left in the dark.

Every claim is unique, and we focus on securing the best possible outcome for your individual needs. If obstacles arise, we stay the course and explore every viable pathway until we've done all we can for you.

We don't promise quick wins or exaggerated outcomes — we focus on what truly matters: securing the compensation you're entitled to under law. Every case is handled with care and respect, because behind every claim is a person rebuilding their life.

We believe in making legal assistance convenient and inclusive. You can choose an in-office consultation, schedule a video conference, or request a home visit—whichever suits you best. We also offer No Win, No Fee on all personal injury claims, so you won't pay unless your claim is successful.

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We understand that after an injury, it's not always easy — or even possible — to attend a legal consultation in person. That's why we offer flexible options to ensure you can get the support you need in a way that suits your circumstances. Whether you're recovering at home or prefer to speak remotely, we're here to help you take the next step.

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Personal Injury Lawyers and Compensation Experts

Navigating a personal injury claim can be daunting. Our team simplifies the process by helping you understand your entitlements—whether you've suffered a work accident (WorkCover), a road incident (CTP claims), or a public space injury. We guide you every step of the way to secure a fair outcome, ensuring you feel supported throughout your recovery.

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